Policy Highlights
  • As part of the National Defense Authorization Act for Fiscal year 2016, a new retirement system for members of the Uniformed Services was enacted. This system, called the Blended Retirement System (BRS), blends the traditional legacy retirement pension, also known as a defined benefit, with government payments made into your individual Thrift Savings Plan (TSP) account, also known as a defined contribution.
  • If you enter the Uniformed Services on or after Jan. 2, 2018, you are automatically enrolled in the BRS. However, if you are an Active Component Service member with 12 years (or more) of service prior to Dec. 31, 2017, you are grandfathered under the legacy system.
  • Similarly, if you are in the National Guard or Reserve and have accrued more than 4,320 retirement points as of Dec. 31, 2018, you are grandfathered under the legacy retirement system, and nothing about your current retirement plan changes.
  • However, if you are an active-duty service member with less than 12 years of service, or if you are a member of the National Guard or Reserve in a pay status with less than 4,320 retirement points, as of Dec. 31, 2017, you are grandfathered under the legacy retirement system, but may choose to opt into the BRS.
  • Regardless if you are a member of the Active Component, Reserve Component or National Guard, you will not be moved to BRS unless you make this choice.
News Stories

BRS vs. High-3 Legacy: Everything to Know About Your Retirement Choices

DoD Educates Military Spouses on BRS

Blended Retirement to take effect Jan. 1

One of the most wide-reaching and significant changes to military pay and benefits over the last 70 years goes into effect Jan. 1, 2018, with the implementation of the Uniformed Services Blended Retirement System, known as BRS.

DoD Launches Blended Retirement System Comparison Calculator

The Defense Department has launched a comparison calculator for eligible service members to analyze their estimated retirement benefits under the legacy system and the new Blended Retirement System.

Troops to Receive Training on Military’s New Blended Retirement System

The Defense Department has launched mandatory training for eligible service members about their options under the "Blended Retirement System" nearly a year before that new system goes into effect on Jan. 1, 2018, Defense Department officials said.

More Stories

Retirement Journey
See how the legacy ‘high-3’ and the new Blended Retirement System compare in your first four years of service, at your mid-career and at retirement.

Retirement Journey - Eligibility


First Four
Retirement Journey - First Four Years

Mid-Career
Retirement Journey - Mid-Career

Retirement
Retirement Journey - Retirement