Savings Deposit Program

The DOD Savings Deposit Program (SDP) was established to provide members of the uniformed services serving in a designated combat zones the opportunity to build their financial savings. Amounts up to $10,000.00 may be deposited, earning 10% interest annually. Members must be receiving Hostile Fire Pay and be deployed for at least 30 consecutive days, or 1 day in each of 3 consecutive months in order to participate in the program.

Withdrawal Procedures:

Withdrawal request may be e-mailed to (SDP mailbox), or faxed to (216) 522-5060 "Attention: SDP". Members may submit a withdrawal request on-line using myPay. Additionally, requests can be mailed to the following address:

DFAS- Cleveland Center (DFAS-CL)
Special Claims
1240 East 9th St .
Cleveland , OH 44199-2055

Members must include name, social security number, and date of departure from the combat zone. Electronic Funds Transfer (EFT) information must include the bank name, routing number, account number, and account type (savings or checking). If a hard copy check is requested, a complete mailing address must also be provided. Make sure that your allotment has stopped before requesting withdrawal.


Members may close their SDP accounts only after departing the combat zone. Interest will continue to accrue on the account up to 90 days after departure from the combat zone. Should the 90 day period end on any day other than the last day of a month, interest will accrue through the last day of the preceding month. If the 90-day period ends on the last day of a month, interest accrues for that month. Members in a combat zone may withdraw accrued interest over the $10,000.00 principal quarterly. Withdrawals of funds on deposit may be made in an emergency only when the health or welfare of a member or dependents would be jeopardized if the withdrawal were not granted. Emergency withdrawals must be authorized by the members' commanding officer.

SDP Help Line:

Toll Free (Stateside Only): 1-888-332-7411
Commercial: 216-522-5096
DSN: 580-5096
Fax: (Attention SDP): 216-522-5060