MC&FR Programs and Resources 

 MC&FR oversees and executes the Department of War's Financial Readiness program. In collaboration with the services, federal partners and non-federal entities, MC&FR provides programs, policy, education, advocacy and program oversight required for Service members and families to assist them with achieving personal financial readiness in support of mission readiness. For additional program information and access to financial readiness resources, visit: MC&FR Financial Readiness. 

As part of the DoW's Financial Readiness program, the MC&FR Learning Resource Library connects service providers and leaders with common military training (CMT) curriculum and ancillary materials used to support the DoW's mission to provide financial literacy education to Service and family members. 

The BRS combines elements of the legacy retirement system with benefits similar to those offered in many civilian 401(k) plans. The BRS includes the following options:

• Defined Benefit 
• Defined Contribution 
• Continuation Pay 
• Lump Sum Option