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SGLI offers low-cost term coverage to eligible service members. The U.S. Department of Veteran's Affairs (VA) provides life insurance as an important benefit to assist with securing the financial future of eligible members families. To find out if you're eligible and to learn how to manage your SGLI coverage – visit: https://www.va.gov/life-insurance/options-eligibility/sgli/
- The SGLI maximum coverage amount will increase from $400,000 to $500,000 effective March 1, 2023, due to Public Law 117-209, signed by the President on Oct. 17, 2022. This increase will occur automatically for service members eligible for SGLI coverage, including those who previously declined SGLI coverage.
The increase in SGLI coverage does not change TSGLI coverage or current spousal coverage under Family SGLI (FSGLI).
- TSGLI Coverage: For Service members who already had SGLI coverage, in any amount, there will be no impact on TSGLI coverage since TSGLI is automatic with SGLI coverage. However, Service members who had declined SGLI coverage previously, will now automatically also have TSGLI coverage at a cost of $1 a month.
- FSGLI Coverage:
- VGLI Coverage: The maximum amount of Veterans' Group Life Insurance (VGLI) coverage will also increase to $500,000 for service members separating on or after March 1, 2023, with the higher amount of SGLI coverage.
*Visit VA's websites for additional and most current information*
SGLI Increase to $500,000 Frequently Asked Questions (FAQs)
SGLI coverage will increase soon
Learn more about the SGLI coverage increase
SGLI Maximum Coverage Increase