Policy Highlights
  • The Fiscal Year 2016 Nation Defense Authorization Act created a new military retirement system that blends the traditional legacy retirement pension with a defined contribution to Service members’ Thrift Savings Plan account. The new Blended Retirement System goes into effect on January 1, 2018.
  • All members serving as of December 31, 2017, are grandfathered under the legacy retirement system. No one currently-serving will be automatically switched to the Blended Retirement System.
  • Though they are grandfathered under the legacy retirement system, Active Component Service members with fewer than 12 years since their Pay Entry Base Date, and Reserve Component Service members who have accrued fewer than 4,320 retirement points as of December 31, 2017, will have the option to opt into the Blended Retirement System. The opt-in/election period for the Blended Retirement System begins January 1, 2018, and concludes on December 31, 2018.
  • All Service members who enter the military on or after January 1, 2018, will automatically be enrolled in BRS.
News Stories

DoD Launches Blended Retirement System Comparison Calculator

The Defense Department has launched a comparison calculator for eligible service members to analyze their estimated retirement benefits under the legacy system and the new Blended Retirement System.

Troops to Receive Training on Military’s New Blended Retirement System

The Defense Department has launched mandatory training for eligible service members about their options under the "Blended Retirement System" nearly a year before that new system goes into effect on Jan. 1, 2018, Defense Department officials said.

Not ‘In For Life’? Let’s Talk Retirement Anyway

The military retirement system, Defense Department experts tell me, has remained fairly consistent since the 1960s: You stay in 20 years or more, you leave with an annuity that can help support you for the rest of your life. You don’t stay in for 20 years? You don’t get the annuity.

More Stories

Retirement Journey
See how the legacy ‘high-3’ and the new Blended Retirement System compare in your first four years of service, at your mid-career and at retirement.

Retirement Journey - Eligibility

First Four
Retirement Journey - First Four Years

Retirement Journey - Mid-Career

Retirement Journey - Retirement

Upcoming Events

  • Webinar: TSP in Blended Retirement System Tues., Dec 5th, 1pm EST REGISTER   
    Description: The training will provide an overview of the TSP’s role in the Blended Retirement System, TSP contribution rules under the BRS, BRS opt-in eligibility, traditional vs Roth contributions, DoD contributions, auto-enrolment and auto-reenrollment, TSP lifecycle funds, and using the TSP financial calculators to project potential growth of TSP savings.

  • Webinar: TSP Investment Funds and Management TSP Account Thurs., Dec 7th, 1pm EST REGISTER    
    Description: This training will discuss the principles of long-term investing and how that’s built in to the design of the TSP’s core investment funds and lifecycle funds. We will discuss each fund’s composition, risks, historical returns, how each fund fits into the whole menu of investment choices, and why TSP is an outstanding plan for accumulating retirement savings.