Policy Highlights
  • The Fiscal Year 2016 Nation Defense Authorization Act created a new military retirement system that blends the traditional legacy retirement pension with a defined contribution to Service members’ Thrift Savings Plan account. The new Blended Retirement System goes into effect on January 1, 2018.
  • All members serving as of December 31, 2017, are grandfathered under the legacy retirement system. No one currently-serving will be automatically switched to the Blended Retirement System.
  • Though they are grandfathered under the legacy retirement system, Active Component Service members with fewer than 12 years since their Pay Entry Base Date, and Reserve Component Service members who have accrued fewer than 4,320 retirement points as of December 31, 2017, will have the option to opt into the Blended Retirement System. The opt-in/election period for the Blended Retirement System begins January 1, 2018, and concludes on December 31, 2018.
  • All Service members who enter the military on or after January 1, 2018, will automatically be enrolled in BRS.
  • The BRS opt-in period is now open, to opt-in visit DFAS myPay (Army, Navy, and Air Force), Marine Online (Marine Corps), or Direct Access (Coast Guard or NOAA)

Fact or Fiction




News Stories

Blended Retirement to take effect Jan. 1

One of the most wide-reaching and significant changes to military pay and benefits over the last 70 years goes into effect Jan. 1, 2018, with the implementation of the Uniformed Services Blended Retirement System, known as BRS.

DoD Launches Blended Retirement System Comparison Calculator

The Defense Department has launched a comparison calculator for eligible service members to analyze their estimated retirement benefits under the legacy system and the new Blended Retirement System.

Troops to Receive Training on Military’s New Blended Retirement System

The Defense Department has launched mandatory training for eligible service members about their options under the "Blended Retirement System" nearly a year before that new system goes into effect on Jan. 1, 2018, Defense Department officials said.

More Stories

Retirement Journey
See how the legacy ‘high-3’ and the new Blended Retirement System compare in your first four years of service, at your mid-career and at retirement.

Retirement Journey - Eligibility

First Four
Retirement Journey - First Four Years

Retirement Journey - Mid-Career

Retirement Journey - Retirement

Upcoming Events

  • Webinar for Financial Professionals: The Blended Retirement System Launch: Questions & Answers, Tuesday, January 16, 11-12:30pm EST, Hosted by the Military Family Learning Network (MFLN), to register visit: https://learn.extension.org/events/3180

    Description: Seminar will discuss BRS basics, including identifying the requirements for eligibility to opt into the BRS, requirements for automatic enrollment in the BRS, the opt-in period; enrollment and training requirements, including the factors used to determine if a member is opt-in eligible or automatically enrolled in the BRS, how enrollment status impacts benefits under the BRS, which training course(s) a member must complete, hardship extensions, ROTC/Academy rules, and special treatment of Delayed Entry Program enlistees. Will also cover vesting and account options such as basic rules for starting and stopping TSP contributions and receipt of matching and automatic TSP contributions; and continuation pay and lump sum options, the policies and procedures for requesting a lump sum of retired pay, how a discount rate affects the amount of a lump sum, tools to analyze lump sum options, and the advantages and disadvantages of a lump sum. AFC-credentialed participants can earn 1.5 CEUs.

  • Webinar for Service Members: Blended Retirement System Questions & Answers, Tuesday, February 27, 2-3pm EST, more information on registration coming soon. Description: Are you a Service member still weighing your Blended Retirement System opt in decision? Get the facts about opting-in and ask questions directly to the policy experts!