Members who accumulate 20 or more years of active service are
eligible for retirement. There are three non-disability retirement plans
currently in effect for active duty retirees. These are Final Pay plan,
High-36 Month Average plan, and Military Retirement Reform Act of 1986
(more commonly referred to as REDUX) plan.
The basic retirement formula is:
Retired Pay Base X Multiplier %
The Final Pay plan uses the Final Pay method to determine the retired pay base. See the Retirement page.
The Final Pay plan uses a multiplier % that is 2.5% times the years
of creditable service. The years of creditable service for an active
duty retirement calculation is the sum of years of active service (i.e.,
active duty or full-time National Guard duty) and any additional years
computed by adding all reserve points, if any (except those for active
service)and dividing by 360.
The High-36 retirement plan uses the High-36 method to determine the retired pay base. See the Retirement page.
The High-36 retirement plan uses a multiplier % that is the same as the final pay plan.
The REDUX retirement plan is an option available only to active duty
members who entered service on or after August 1, 1986. It includes a
$30,000 Career Status Bonus (CSB).
The REDUX retirement plan uses the High-36 method to determine the retired pay base. See the Retirement page.
The REDUX retirement plan uses a multiplier that is the same as for
the High-36 retirement plan, except the multiplier is reduced by one
percentage point for each year less than 30 the member has at
The years of creditable service for computation of the retired pay
percentage multiplier include all active duty and any credited reserve
points divided by 360.