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Which System
Final Pay
High-3
CSB/REDUX
Retirement Choice
Summary
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Summary

The following chart summarizes the differences between the three current retirement systems.

Retirement System Basis Multiplier COLA Readjustment Bonus
Final Pay Final basic pay 2.5% per year up to 75% CPI None None
High-3 Average of highest 36 months of basic pay 2.5% per year up to 75% CPI None None
CSB/REDUX Average of highest 36 months of basic pay 2.0% per year for the first 20 years; 3.5% for each year beyond 20, up to 75% CPI - 1% At age 62,
1) changes multiplier to 2.5% per year up to 75%
2) adjusts COLA to full CPI for past retired years
$30,000 at 15th year of service with commitment to complete 20 year career

The below chart repeats the basic criteria to determine which retirement system applies to you. More detail is available in the section titled Which System.

Retirement System Criteria to Receive
Final Pay Entry before September 8, 1980
High-3 Entry on or after September 8, 1980, but before August 1, 1986 OR
Entered on or after August 1, 1986, and did not choose the Career Status Bonus and REDUX retirement system
CSB/REDUX Entered on or after August 1, 1986, AND elected to receive the Career Status Bonus (if you do not elect to receive the Career Status Bonus, you will be under the High-3 retirement system)

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